These Terms of Service (“Terms”) govern your use of BenefitsCHAT (the “Service”), provided by Any Innovations Inc. (“Any”, “we”, “us”). By using the Service, you agree to these Terms.

What the Service is

BenefitsCHAT is an employer-sponsored, customer-care messaging experience that helps users understand and navigate their employer benefits. The Service may provide general guidance and links to official resources.

SMS program terms

• Message frequency varies. Message & data rates may apply.
• Reply STOP to cancel; reply HELP for help.
• Consent to receive messages is not a condition of purchase.

Acceptable use

• Do not use the Service for unlawful activity, harassment, or spam.
• Do not attempt to disrupt, probe, or reverse engineer the Service.

Disclaimers

The Service provides informational assistance only. It is not medical, legal, financial, or benefits coverage advice, and does not guarantee eligibility or coverage. Always refer to your official plan documents and administrators for authoritative answers.

Limitation of liability

To the maximum extent permitted by law, Any Innovations Inc. is not liable for indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from or related to your use of the Service.

Changes

We may update these Terms from time to time. We will update the “Last updated” date above when changes are made.

Contact

Any Innovations Inc. — 2248 Meridian Blvd Ste H, Minden, NV 89423
Support: support@anyinnovations.com